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Your New Jersey estate plan does not have to be complex to prove effective, but there are certain elements most estate plans should include. A durable power of attorney, also called a financial power of attorney, is one such element, and there are certain things to...
Once you have a conviction for driving while intoxicated or driving under the influence in New Jersey, auto insurers see you as more of a liability. This means that your current insurer may decide to charge you substantially more for coverage after a DUI or DWI. Also,...
Falling into debt is stressful enough, but you may feel at your wit’s end if you are also facing a steady stream of communications from creditors and debt collectors. While New Jersey debt collectors have a right to try to reclaim what you owe them, there may be...
Buying real estate can be a harrowing experience. By the time you reach closing day, you may think all the problems and delays are over. But you might be wrong. Issues can come up even during closing. Preparing yourself for them can help make the process much easier...
Many people in New Jersey wait to create an estate plan until they experience a major life event, such as a marriage or the birth of a child. However, having an estate plan helps you maintain control over several key aspects of your life, regardless of whether you...
Even if you have a comparatively minor injury or ailment, you may spend tens of thousands of dollars on a diagnosis and treatment. Unfortunately, medical care costs more than most Americans can afford, often leaving individuals with substantial debt. According to...
As a long-haul truck driver, you spend hundreds of hours behind the wheel every single year. In the middle of a tedious trip, you might want to climb into the back of your truck and open a bottle of beer, spirits or wine. Doing so, though, may put your commercial...
No one wants to get into disputes with their business partners, but it is an unfortunate reality that can and does happen. When going through this difficult situation, it is important to do whatever possible to keep your case out of court. But why is that? Reasons to...
Buying a second home can be a savvy investment, but it can also get you into financial trouble if your ambition outstrips your budget. Forbes describes some considerations to make before you decide to buy a second home to determine whether it is a good decision for...
During your estate plan, you have to choose your executor. According to CNBC, your executor is the person who makes sure that medical professionals, families, friends and the legal system honor your wishes when you die. Choosing an executor is a critical part of the...
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