Filing for bankruptcy can feel like a fresh start, but it may leave you wondering how it can affect your career. Understanding the laws that protect you and the situations where your bankruptcy history may come into play can help you confidently take on this challenging period.
How does the law protect employees with bankruptcy discharges?
New Jersey follows federal law regarding employment discrimination based on bankruptcy. The law prevents private employers from discriminating against individuals just because they have filed for bankruptcy. This means:
- Your employers cannot stop you from working just because you filed for bankruptcy
- They cannot prevent your promotion just because of your bankruptcy status
- You cannot be given different treatment at work due to bankruptcy
However, it is important to remember that you cannot be protected by this code when it comes to hiring decisions. Private employers may consider bankruptcy history when making hiring choices.
Can employers ever consider your bankruptcy history?
While the law offers some protection, there are situations where your bankruptcy history might be relevant:
- Jobs in the financial sector
- Positions requiring security clearances
- Roles involving handling money or financial responsibilities
In these cases, employers may have valid reasons to consider your financial history as part of their evaluation process. Being prepared to address any concerns professionally and highlight your current financial responsibility is crucial.
What steps can you take to improve your employment prospects after bankruptcy?
Rebuilding your financial reputation takes time, but there are proactive steps you can take:
- Be honest if asked about your bankruptcy
- Focus on your skills and qualifications
- Demonstrate your current financial stability
- Consider obtaining a security clearance if relevant to your field
Through these steps, you can show potential employers that you have learned from past experiences and are now on solid financial footing.
While trying to get back your life, you may find looking for a job after bankruptcy challenging. Understanding your rights and preparing for potential questions can make a significant difference. Suppose you are unsure about the effects of bankruptcy on finding a job or have concerns about discrimination. In that case, you should consult someone familiar with bankruptcy and employment law to provide support and guidance.